Financial association
A financial association is a link on your credit file between you and another person, usually created by a joint account or loan.
Also known as: financial associations, financially linked
Lenders can look at the credit history of people you are linked to, so a partner's problems can affect your applications. The link usually stays until it is removed.
If you no longer share a financial product with someone, ask the credit reference agencies to remove the link. You may need to close joint accounts first.
You can check your credit reports for free, and you should never need to pay for a credit score or report.
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9 min readReadThis page provides general information only. It is not personalised financial, legal or tax advice, and rules and figures can change. Your situation is unique — please check official sources such as GOV.UK and MoneyHelper, and speak to a qualified, FCA-authorised adviser before making important decisions about your money.