Money explained clearly, without the sales pitch
Straightforward guides on debt, budgeting, credit scores, mortgages, insurance and pensions. We explain how things work and point you to free, official help, and we never try to sell you anything.
Popular: Take-home pay · Debt help · Credit scores · Mortgages
Choose a topic
Start with the part of your finances you want to understand better. Each topic has guides, answers to common questions and links to free official help.
Debt advice
Understand what you owe, deal with creditors and collectors, and explore every UK debt solution.
Learn more →Budgeting and saving
Build a realistic budget, cut costs, build an emergency fund and make saving a habit.
Learn more →Credit scores and cards
How credit scores work, how to improve yours, and how to use credit cards and loans sensibly.
Learn more →Mortgages and property
Buying, remortgaging and owning a home — the costs, the process and the pitfalls.
Learn more →Insurance
What cover you actually need, how policies work and how to avoid paying for the wrong thing.
Learn more →Pensions and investing
Workplace and state pensions, ISAs and the basics of investing for the long term.
Learn more →Latest guides
New and recently updated explainers.
Water Bill Debt: What the Company Can Do and Help Available
Behind on your water bill? Learn what water companies can and cannot do, and the help available including WaterSure and social tariffs.
7 min readRead Debt CollectionSubject Access Request to a Debt Collector: How to Send One
Learn how to ask a debt collector for all the personal data it holds on you, the one-month deadline and what to do if they ignore you.
7 min readRead Debt CollectionUnpaid Magistrates' Court Fine: What Happens and What to Do
Fallen behind on a court fine? Learn what the fines officer, bailiffs and the court can do, and how to ask for lower payments.
8 min readRead Debt CollectionPrivate Parking Charge Debt Recovery Letter: Your Rights
Got a debt recovery letter for a parking charge? Learn who is liable, how to appeal, what the £70 add-on is and what happens in court.
8 min readRead Debt CollectionThird Party Debt Order: Frozen Bank Account and What to Do
Bank account frozen by a court order? Learn how a third party debt order works, how to get hardship payments and how to object.
8 min readRead Debt CollectionCabot Debt Letter: Who They Are and What to Do
Got a letter from Cabot Credit Management? Find out what it means, how to check who owns the debt and what to ask for before you pay.
7 min readReadWhy people trust MoneyBrink
MoneyBrink is an independent information website. We do not lend, broker or sell financial products, and we do not give personal advice. Our job is to help you understand your options so you can make informed decisions. The site is funded by advertising, and advertising never influences what we write. You can read exactly how we work in our editorial policy.
- We never sell or recommend financial products for commission
- Written from official UK sources such as GOV.UK, the FCA and MoneyHelper
- Plain English, with the jargon explained as you read
- Every guide shows when it was last updated
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You do not have to face money worries alone
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