Auto-enrolment
Auto-enrolment is the law requiring employers to enrol eligible workers into a workplace pension and contribute to it.
Also known as: automatic enrolment, auto enrolment
You are usually enrolled if you are between 22 and State Pension age and earn above a set trigger. You can opt out, but you would lose the employer contribution and tax relief.
Minimum total contributions are currently 8% of qualifying earnings, with at least 3% from the employer.
Free, impartial guidance is available from MoneyHelper and Pension Wise. Be wary of any unsolicited offers about your pension or investments.
Related terms
This page provides general information only. It is not personalised financial, legal or tax advice, and rules and figures can change. Your situation is unique — please check official sources such as GOV.UK and MoneyHelper, and speak to a qualified, FCA-authorised adviser before making important decisions about your money.