borrowing
Every MoneyBrink guide tagged "borrowing".
Balance Transfer Credit Cards Explained
How balance transfer cards work in the UK: 0% periods, transfer fees, eligibility, risks and how to use one to pay down card debt without making things worse.
9 min readRead Credit Scores & CardsHow Credit Cards Work in the UK
How UK credit cards work: interest, APR, minimum payments, interest-free periods, fees, Section 75 protection and how to use a card without getting into debt.
10 min readRead Credit Scores & CardsHow Credit Scores Work in the UK
How UK credit scores work: what the credit reference agencies record, what affects your score, why scores differ between agencies and what lenders actually see.
9 min readRead Credit Scores & CardsHow to Improve Your Credit Score in the UK
Practical steps to improve your credit score in the UK: pay on time, check your reports, register to vote, keep balances low and avoid credit repair scams.
9 min readRead Credit Scores & CardsOverdrafts Explained: Costs, Rules and Alternatives
How UK overdrafts work: arranged and unarranged, how interest is charged, the effect on credit files, the risks and cheaper alternatives to borrowing.
8 min readRead Credit Scores & CardsPersonal Loans Explained: What to Know Before Borrowing
How UK personal loans work: APR, fixed repayments, secured versus unsecured, early repayment charges, eligibility checks and how to borrow safely.
9 min readRead Mortgages & PropertyHow Mortgages Work in the UK: A Beginner's Guide
How UK mortgages work: deposits, loan-to-value, repayment versus interest-only, fixed and variable rates, affordability checks and the steps to getting one.
10 min readRead Debt AdviceShould You Take a Loan to Pay Off Debt?
Is a debt consolidation loan a good idea? The risks of borrowing to repay debt, secured vs unsecured loans, costs to check and safer alternatives.
9 min readRead